Self-employed, freelancers and business owners can also get state health insurance. There is a special body for social insurance of these employment categories in Austria: Sozialversicherungsanstalt der Selbständigen (SVS)
But healthcare will not be completely free: these individuals need to pay 20% of the cost of treatment. The above categories of persons have the opportunity to choose between mandatory and full private health insurance. It is necessary to choose the appropriate type depending on the professional and family situation. For example, the amount of the contribution for compulsory medical insurance for self-employed individuals directly depends on their income. If monthly earnings exceed EUR 4,688 (USD 5,422), then the medical contribution without sickness benefit will be approximately EUR 774 (USD 895) per month plus an additional insurance fee. Thanks to the additional fee, monthly expenses range from EUR 430 to EUR 480 (from USD 497 to USD 555). This also includes medical benefits, for example, in the amount of EUR 2,500 (USD 2,891). Based on all of the above, it is recommended to carefully consider each of the options and choose the most suitable one for you.